Creating SMART Goals

Review the dreams and goals you have developed for yourself and your family. Now, rewrite them as SMART goals—those that are:

Specific
Measurable
Achievable
Results oriented
Trackable

Let's say you want to pay off a credit card. That's a good goal, but it's not a SMART goal. Rewriting it into a SMART goal might look like this:

"In one year, I want to save $500 to go toward paying off the credit card. I will save $42 every month, or $10.50 every week toward my goal."

Now, that's a SMART goal! Remember, goal setting is one of the skills you will use over and over. It is a skill for life.

SMART Goals Worksheet

Goals
Cost or
amount
Number of
months
to save
Monthly
savings
Weekly
savings